How to Prevent fraud calls of Aadhar linking with Bank account - Alankit

 Aadhaar is necessary to be linked with the bank accounts in India. Even after the deadline is crossed, customers are still getting the calls asking for linking them. With this, it is noted that several cases of cheat are reported from different parts of the country. In such cases, calls are received from fake bank executives asking for the ATM PIN and other details to link the bank account with the aadhaar number. Such fake calls also threaten people that the accounts will be blocked and as for sensitive bank details.

As per alankit fraud report, several cases are reported as people were unaware of ways to handle such calls for aadhaar link to a bank account. We know that banks never seek sensitive information like internet banking password, card details, etc through email or phone. If you face any such issue, it is best to report to the bank or police. You should also track the Aadhaar use by tracking it on the UIDAI website. Some of the fraud cases are reported where people posing as UIDAI officials and ask for the Aadhaar card details, PAN card details and ask to link them to PAN or bank accounts.

In fraud cases, they ask for the OTP sent to the particular mobile number and with its use, they change the mobile number that is linked to the Aadhaar number with their own number. They easily download the Aadhaar app that provides them complete detail of the Aadhaar to which the SIM is linked. With this, they get details of bank accounts and other details. This facilitates hassle free fraud and people should be well aware of them. Hence, when you receive any such fraud call, it is best to deny of providing any information and visit your branch bank and update details if needed.

Also Read- Beware of Aadhaar Fraud: Expert Tips from Alankit Limited

How to file a complaint of a GST fraud – Alankit Ltd

 Goods and Services Tax or GST is a new system of tax that has been introduced by the Central Government in India. But there are several frauds related to that also. Let’s see here about it.

Goods and Services Tax otherwise known as GST was introduced in India on 1st July 2017 by the Government of India. Till date the common people have not understood this tax system properly and also the GST rates applicable on the various goods and services. Mostly, the public is cheated by shopkeepers who charge wrong GST rates. Sometimes they might even charge more than what is applicable and all these are considered as the GST frauds. One should understand the GST alankit fraud so that they can protect themselves against it.

Some common types of GST frauds are:

• Collecting GST on products and services that are free from GST

• Collecting GST on products and services where VAT is already paid or collecting GST in addition to VAT

• Collecting more GST than the specified GST rates

• Unethical persons posing as GST officers

When someone becomes the victim of GST frauds they can make complaint regarding that through the GST helpdesk number and/or email id mentioned below:

GST Helpdesk Number: 0120-4888999

GST help email: helpdesk@gst.gov.in

Apart from the above, the people who are affected by GST fraud can take the following measures:

Contact GST-fraud complaint helpline number at 011-2337115

Contact CBEC Mitra Helpdesk through email and toll-free number as given below:

Email: cbecmitra.helpdesk@icegate.gov.in

Toll free Number: 1800-1200-232

You can also file a complaint at the regional or state GST helpline against any fraudulent activity or dealer. You can share your complaint with a full description in the GST forums and boards. Though this will not help in solving your problem but will help others in understanding the type of frauds that are taking place.

Always before making a payment check the GST rate applicable on products and services. Recently, the government has also come up with “GST RATE Finder App” which you can use to find the exact GAT rate for any item or service. Please remember that anyone can file a complaint against any shopkeeper/dealer charging very high GST tax or any fake person posing as GST officer in any of the options provided above.

How to avoid Insurance Fraud – Alankit assignments limited

 With the rise in the number of insurance crimes, as a consumer, you should be well aware and prepared to avoid such crimes. Insurance fraud is a lucrative one and steps should be taken to minimize its impact. Here are a few steps that help to reduce the risk of becoming a victim of this fraud.

Be an Active and Informed Consumer: At the time of buying an insurance policy, it is best to compare the available options and pick the best option. Be aware of the premium you pay and other expenses occurred. Premium increases with increase in the risk.

Know Agent and Ask for the Proof of Payment: It is best to know your agent as people become a victim of surplus agent and pick any agent without knowing much about them. It is best to deal with only the licensed agents and it is best to see this. When you make a premium payment, it is best to ask for the receipt of the payment.

Get a Copy of the Insurance Policy: When you buy an insurance policy ask your agent to provide a copy of the policy that provides details of the policy. If not received, question your agent and even contact Department of Financial Services for more detail regarding the insurance policy.

Pay for the Services Availed: At the time of purchasing the insurance policy, know the benefits provided in the insurance and pay for the benefits you get. Review the service list to see you are charged for the benefits that are listed in your policy.

For more help on avoiding the insurance fraud, take service of Alankit assignments limited fraud and let the experts help in staying away from the frauds. In case of any question, ask your insurer, agent or broker and get the needed help.

Also Read- PAN Cards Fraud Could be Avoided Now – Alankit Assignments Limited

I gave my PAN card details to a fraud. How can I be safe?

 PAN card or Permanent Account Number has become a basic and mandatory proof of identity for financial transactions. Therefore, we are often asked to provide PAN card details in different situations. But it is advised to be careful about when and who you give your information to.

But what if you gave PAN card details to a fraud?

There has been a significant rise in PAN card frauds in India. If you have shared your PAN card details with someone who turns out to be a fraud, your information can be misused. Some of the most common PAN card frauds cases are:

• For Loan

In some cases, fraudsters use PAN card for taking a loan in your name from banks and finance companies.

• For Bank Account

PAN card is mandatory to open bank accounts. And fraudsters often use the information obtained from your PAN card to open accounts in your name.

• For Pension

Elderly people are often targeted by scammers through phone calls, SMSs, and emails and asked to share their PAN card and Aadhaar card details. These details are used to open pension accounts in the name.

• Travel Agents

Fraudsters target visa applicants to call them for travel dates, phishing calls, and use of your personal information including PAN details for large ticket transactions.

• Fake Credit Agencies

People receive numerous calls from Credit Card agencies and asked to share PAN details to carry out fraudulent transactions in their name.

Even when you are applying for a PAN card or a Duplicate PAN card trusted PAN card agent.

To apply for a new or duplicate PAN Card.

What happens if someone is using your information for their transactions?

The Income Tax Department of India issues a unique ID number in a PAN card to track all your transactions. Even if someone else is using your PAN card information, it will be reflected in your Form 26AS of Income Tax Statement. If you are an ITR filer, it would be easier for you to identify such PAN card fraudsters through your income statements. If you are exempted from paying tax, you may not realize the PAN card fraud committed in your name until an I-T notice reaches you.

Many cases have been reported throughout India where the PAN cardholder becomes aware of crores of rupees worth fraud after receiving a notice from the income tax department. Even a xerox copy of your PAN or Aadhaar card can be misused to obtain loans, credit cards, or loan collaterals. Some fraudsters use your information for lack of or low CIBIL score or bad financial situations.

How to avoid such PAN Card fraudsters?

Unfortunately, it may be up to 6 months before you are aware of such PAN card frauds. So here are some tips to avoid getting into such a tricky spot:

• Do not make your personal information like date of Birth and Place of birth a public record. Avoid sharing the same on social media or friends or unknown people.

• Be certain to whom and for what reason you are submitting your personal details. Always write the date and purpose of sharing your PAN Card xerox.

• Additionally, keep a picture of the documents you are sharing for future reference.

If you are looking to apply for a new PAN card or have any PAN card grievances, just Dial-A-Pan at 977–377–6776 for a quick resolution to your queries.